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Writer's pictureChristina Gawlik

July 2020 Expenses - Birthday Month

Where am I?

July 1 - 31: Placencia, Belize


And it's my birthday month! My friends and I celebrated over several days by playing music trivia, a day at the Beach Club, chartering two catamarans and going to Moho Caye with 30 of my dearest friends, followed by a relaxing weekend on Ambergris Caye. It was a fun month of celebrations surrounded by good company.


Estimated Expenses & Goals My goal was to spend 2,750 or less. I was still a little over budget but not too far off. Let's look at the numbers:


My Entertainment category was less than I expected and I still did a lot: paint night, two bar trivias, bingo, and a day sailing to Moho Caye.



Savings Rate

My expected income for June didn't arrive so July's income is a bit inflated. It all averages out though for the year. July presented itself with a happy 85% savings rate, and I anticipate about the same for August.


What have I learned?

  1. I had the best birthday with amazing friends. I really enjoy catamaran and boat rides, as well as enjoying beach days on islands. It's calm and with the right company, an absolute blast.

  2. Food expenses (grocery & eating out) will likely continue to be high spend categories moving forward.

August Goals

In August, I will not have the golf cart rental. I actually returned it on my birthday, so that should help me stay close to my goal budget of $2,250.


Questions? Suggestions?

Use the comment sections below, or send me a message.


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